Privacy Policy

R.J. O’Brien & Associates, LLC (collectively, “R.J. O’Brien,” “we” or “us”) operates www.rjobrien.com (either hereinafter referred to as the “website”). We truly value each and every one of our users and we take your privacy seriously. In this Privacy Policy, “user” or “you” means any person using the website.

As part of our normal operations we may collect information about you and how you interact with our website. Our Privacy Policy is intended to provide you with a full description of the information we collect about you and what we do with that information.

By using R.J. O’Brien’s website, you signify your agreement to the terms and conditions of this Privacy Policy. If you do not agree to this Policy, do not use the website. R.J. O’Brien reviews its privacy practices on a regular basis and those practices are subject to change. We ask that you periodically review this page to ensure continuing familiarity with the most current version of the Privacy Policy.

R.J. O’Brien and its servers are located in the United States and are subject to the applicable state and federal laws of the United States. If you choose to access or use our website, you consent to the use and disclosure of information in accordance with this Privacy Policy and subject to such laws.

We consider privacy and security of our users to be of the utmost importance. Any future development of our website that involves the exchange of personally identifiable information will be treated with due discretion and will be fully disclosed to our users. If you have any questions about our Privacy Policy, please contact us at info@rjobrien.com.

Personally Identifiable Information

In general, you can visit the website without telling us who you are and without revealing any information about yourself. There are times, however, when we might request that you disclose certain pieces of personal information to us. We will disclose the specific purpose of such requests when personal information is requested and will only use your personal information for such purpose. You may choose to disclose this information, such as your name, address, or email address. Please note that if you choose not to disclose this information, functionality of the website may be limited.

R.J. O’Brien limits access to personally identifiable information about you to our employees, affiliates and third-party service providers who we reasonably believe need to have access to such information to provide you with the information or services you request from us. This personally identifiable information is never rented, sold or disclosed to any other third parties unless authorized by you. However, for compliance purposes, and subject to applicable laws, we reserve the right to use and release any information that we have collected when we believe in good faith that a law, government order, or regulation requires it; that unlawful activity may have taken place; to enforce our other policies; or to protect the rights, property, safety or security of R.J. O’Brien, our users or the public.

Non-Personally Identifiable Information

We use analytics software tracking, such as Google Analytics, on the website to gather non-identifying information about the users of the website. Google Analytics is a website tool that is widely used by website owners to understand how users engage with their websites. Google Analytics collects information anonymously. Further information is available at http://www.google.com/intl/en/analytics/privacyoverview.html. Users can download the “Google Analytics Opt-out Browser Add-on” from this link if they do not wish information collected from the website to be sent to Google Analytics.

Third-Party Websites

R.J O’Brien’s website may contain links to other Internet websites. Unless expressly stated otherwise, we are not responsible for the privacy practices or the content of these websites, including these websites’ use of any information collected through cookies or other technologies when uses of our website click through to those websites. You should review the privacy policies associates with these other websites to understand how their operators collect and use information. This policy does not address the privacy or information practices of any third-parties.

Cookies

In addition to personally identifiable information, R.J. O’Brien collects anonymous user information through the delivery of cookies. Cookies allow the R.J. O’Brien website to be more efficient by allowing us to learn what information is important to our users, and what isn’t. For more information on cookies please see below.

A cookie is a small text file containing a unique identification number that is transferred from a website to the hard drive of your computer so that the site administrator may identify your computer and passively track its activities on the website. A cookie will not allow a website to learn any personally identifiable information unless you have previously disclosed that information to us.

The use of cookies is an industry standard and is currently used on most major websites. Cookies allow websites to serve its users better by providing measurement statistics on site usage, learn about areas of the site that are over or underutilized, and helps to ensure that you are logged into your account correctly. It is possible to adjust your web browser preferences to alert you when a cookie is sent to your hard drive, or to refuse cookies altogether. While R.J. O’Brien does not require you to accept cookies, certain services will not function properly if you do not use and accept cookies.

Do Not Track

R.J. O’Brien will automatically collect cookies and other non-personally identifying information when you visit our website. Due to this automatic collection, we currently do not have the technical capability to respond to do not track requests and therefore cannot honor them at this time. We reserve the right to update how we respond to “Do Not Track” signals in the future. Any such updates will be reflected in this Privacy Policy.

Security

R.J. O’Brien’s website has reasonable security measures in place to help protect against the loss, misuse and alteration of the information under our control. However, no Internet transmission is completely secure, and we cannot guarantee that security breaches will not occur. Without limitation to the foregoing, we are not responsible for the actions of hackers and other unauthorized third parties.

Our website does not address anyone under the age of 13 (“children”). We do not knowing collect personally identifiable information from children. If you are a parent or guardian and are aware that your children have provided us with personal information, please contact us. If we discover that children have provided us with personal information, we will delete such information from our servers immediately.